Certificates of Deposit
Which one is right for you?
Certificate Builder - Share Certificate
- $0/min. deposit
- Terms from 6 months to 5 years.
- Monthly deposits are required.
- See deposit rates for current dividend rate.
- Funds are auto transferred to a share certificate when the balance is $500.
Standard Share Certificate - Preferred Product!
- $500/min. deposit
- Terms available from 6 months to 5 years.
- Dividends paid monthly.
- See deposit rates for current dividend rate.
- Contact a member representative for further information.
Jumbo Share Certificate
- $35,000/min. deposit
- Terms available from 6 months to 5 years.
- Dividends paid monthly.
- See deposit rates for current dividend rate.
- Contact a member representative for further information.
Rate Bump Share Certificate
- $5,000/min. deposit
- Terms available from 3 to 5 years.
- Dividends paid monthly.
- See deposit rates for current dividend rate.
- Contact a member representative for further information.
Rates
Standard Share Certificates
Effective Date: Wednesday, May 31st, 2023
| Term | Dividend Rate | Standard *A.P.Y.1 | Jumbo Dividend Rate + 25bps | Jumbo *A.P.Y. |
|---|---|---|---|---|
| 6 Month | 4.650% | 4.75% | 4.890% | 5.00% |
| 9 Month | 4.650% | 4.75% | 4.890% | 5.00% |
| 12 Month | 4.170% | 4.25% | 4.410% | 4.50% |
| 18 Month | 4.170% | 4.25% | 4.410% | 4.50% |
| 24 Month | 3.690% | 3.75% | 3.930% | 4.00% |
| 36 Month | 3.690% | 3.75% | 3.930% | 4.00% |
| 48 Month | 3.690% | 3.75% | 3.930% | 4.00% |
| 60 Month | 3.690% | 3.75% | 3.930% | 4.00% |
1 Minimum Deposit to Open: $500 for Standard CD Share Certificate Notes: A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Fees may reduce earnings. Yields are compounded monthly. *A.P.Y. = Annual Percentage Yield | ||||
Share Certificates with Rate Bump Option
Effective Date: Wednesday, May 31st, 2023
| Term | Dividend Rate | Standard *A.P.Y. | Jumbo Dividend Rate + 25bps | Jumbo *A.P.Y. |
|---|---|---|---|---|
| 36 Month | 3.445% | 3.50% | 3.690% | 3.75% |
| 48 Month | 3.445% | 3.50% | 3.690% | 3.75% |
| 60 Month | 3.445% | 3.50% | 3.690% | 3.75% |
Standard Rate: $5,000 Share Certificate Notes: A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Fees may reduce earnings. Yields are compounded monthly. *A.P.Y. = Annual Percentage Yield. | ||||