Related Links
Certificates of Deposit
Which one is right for you?
Certificate Builder - Share Certificate
- $0/min. deposit
- Terms from 6 months to 5 years.
- Monthly deposits are required.
- See deposit rates for current dividend rate.
- Funds are auto transferred to a share certificate when the balance is $500.
Standard Share Certificate - Preferred Product!
- $500/min. deposit
- Terms available from 6 months to 5 years.
- Dividends paid monthly.
- See deposit rates for current dividend rate.
- Contact a member representative for further information.
Jumbo Share Certificate
- $35,000/min. deposit
- Terms available from 6 months to 5 years.
- Dividends paid monthly.
- See deposit rates for current dividend rate.
- Contact a member representative for further information.
Rate Bump Share Certificate
- $5,000/min. deposit
- Terms available from 3 to 5 years.
- Dividends paid monthly.
- See deposit rates for current dividend rate.
- Contact a member representative for further information.
Rates
Standard Share Certificates
Effective Date: Tuesday, August 9th, 2022
| Term | Dividend Rate | Standard *A.P.Y.1 | Jumbo *APY Rate1 |
|---|---|---|---|
| 6 Month | 1.190% | 1.20% | 1.450% |
| 9 Month | 1.240% | 1.25% | 1.500% |
| 12 Month | 1.390% | 1.40% | 1.650% |
| 18 Month | 1.640% | 1.65% | 1.900% |
| 24 Month | 1.740% | 1.75% | 2.000% |
| 36 Month | 1.830% | 1.85% | 2.100% |
| 48 Month | 1.980% | 2.00% | 2.250% |
| 60 Month | 2.230% | 2.25% | 2.500% |
1 Minimum Deposit to Open: $500 for Standard CD Share Certificate Notes: A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Fees may reduce earnings. Yields are compounded monthly. *A.P.Y. = Annual Percentage Yield | |||
Share Certificates with Rate Bump Option
Effective Date: Tuesday, August 9th, 2022
| Term | Dividend Rate | Standard *A.P.Y. | Jumbo Dividend Rate + 10bp | Jumbo *A.P.Y. |
|---|---|---|---|---|
| 36 Month | 1.590% | 1.60% | 1.830% | 1.85% |
| 48 Month | 1.740% | 1.75% | 1.980% | 2.00% |
| 60 Month | 1.980% | 2.00% | 2.230% | 2.25% |
Standard Rate: $5,000 Share Certificate Notes: A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Fees may reduce earnings. Yields are compounded monthly. *A.P.Y. = Annual Percentage Yield. | ||||