Branches will be closed on Monday, May 30th in observance of Memorial Day.

Online Banking

Business

Grow Your Business

Let us help you find the right products and services for your growing business

Learn More

Learn More

Own Your Journey

At Ashland Credit Union, we embolden our members to achieve their financial goals. Along life’s journey, you can count on us for guidance as you strive for financial wellness.

Your life is your journey…Own It!

Learn More

Man and child smiling
Man and child smiling

Signature Loans

Need Extra Cash?

Life demands that you have financial flexibility, and there’s not a safer, easier place to get it than ACU.

  • 9.74%/*A.P.R. As Low As
  • Terms from 12 to 48 Months
  • Maximum amount $20,000 or 20% of base salary (lesser of the two).
  • View current rates
  • Contact a member representative for further information
  • Estimated monthly payment per $1,000 at 9.74% for 12 months is $87.80.

Apply Today


Rates

Personal Loan Rates
Term*APR as low asEst. Monthly Pmt. per $1kOther Details
12 Month 9.99% $87.91 Maximum amount of $20,000 or 20% of annual income.
24 Month 10.49% $46.37 Maximum amount of $20,000 or 20% of annual income.
36 Month 10.99% $32.73 Maximum amount of $20,000 or 20% of annual income.
48 Month 11.49% $26.08 Maximum amount of $20,000 or 20% of annual income.

*A.P.R. = Annual Percentage Rate

Loan Calculators

Share Secured
Effective Date: Sunday, May 22nd, 2022
TypeTerm*APR as low as1Est. Monthly Pmt. per $1kOther Details
Share Equity 36 Months 6.74% $30.76 Maximum loan amount is 150% above the amount of shares pledged.
Share Equity 48 Months 6.99% $23.94 Maximum loan amount is 150% above the amount of shares pledged.
Share Equity 60 Months 6.99% $19.80 Maximum loan amount is 150% above the amount of shares pledged.

*A.P.R. = Annual Percentage Rate
1 Electronic discount of 0.50% does not apply to share secured, certificate secured, or share equity loans.

Loan Calculators

Note: As Low As rate may include a 0.50% discount for loans currently enrolled in an electronic payment plan such as direct deposit, payroll deduction, or automatic withdrawal. If electronic payments are discontinued, the loan rate will increase 0.50%. Not all applicants will qualify for the lowest rates.