Signature Loans
Need Extra Cash?
Life demands that you have financial flexibility, and there’s not a safer, easier place to get it than ACU.
- 9.99%/*A.P.R. As Low As
- Terms from 12 to 60 Months
- Maximum amount $20,000 or 20% of base salary (lesser of the two).
- View current rates
- Contact a member representative for further information
- Estimated monthly payment per $1,000 at 9.99% for 12 months is $87.91
Rates
Personal Loan Rates
| Term | *APR as low as | Est. Monthly Pmt. per $1k | Other Details |
|---|---|---|---|
| 12 Month | 9.99% | $87.91 | Maximum amount of $25,000 or 20% of annual income. |
| 24 Month | 10.49% | $46.37 | Maximum amount of $25,000 or 20% of annual income. |
| 36 Month | 10.99% | $32.73 | Maximum amount of $25,000 or 20% of annual income. |
| 48 Month | 11.49% | $26.08 | Maximum amount of $25,000 or 20% of annual income. |
| 60 month | 11.99% | $22.24 | Maximum amount of $25,000 or 20% of annual income. |
*A.P.R. = Annual Percentage Rate. | |||
Share Secured
Effective Date: Friday, July 11th, 2025
| Type | Term | *APR as low as1 | Est. Monthly Pmt. per $1k | Other Details |
|---|---|---|---|---|
| Share Equity | 36 Months | 8.49% | $31.56 | Maximum loan amount is 150% above the amount of shares pledged. |
| Share Equity | 48 Months | 8.74% | $24.76 | Maximum loan amount is 150% above the amount of shares pledged. |
| Share Equity | 60 Months | 8.74% | $20.63 | Maximum loan amount is 150% above the amount of shares pledged. |
*A.P.R. = Annual Percentage Rate | ||||
Note: As Low As rate may include a 0.50% discount for loans currently enrolled in an electronic payment plan such as direct deposit, payroll deduction, or automatic withdrawal. If electronic payments are discontinued, the loan rate will increase 0.50%. Not all applicants will qualify for the lowest rates.