Business

Business Savings Accounts

Let Us Help Your Small Business Grow

Worry less about bank fees and more about your business with ACU’s Small Business services. We currently offer Business Savings, Checking, Certificates, and Loans to business members. We’ve listed the basics below, but if you have additional questions, our Businesses Account Specialists are standing by to take your call at 800-245-8112.

Business Membership Requirements:

Business must be located in an eligible community or be owned by an eligible ACU member.
Business members must open a Business Savings account with at least $5.00 on deposit.
Membership applications available upon request.

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Business Rates

Business Account Rates

Effective Date: Tuesday, August 9th, 2022

Account Type	Dividend Rate	*A.P.Y.	Dividends Compounded	Dividends Paid	Minimum Amt to Avoid Service Fee
Business Shares	0.350%	0.35%	Quarterly	Quarterly	N/A
Business Checking¹	0.000%	0.00%	N/A	N/A	$250
¹Special fees for Business Checking: All electronic transactions are free. First 50 non-electronic transactions also free. Additional non-electronic transactions assessed a fee of $0.25/item. Strapped cash and rolled coin available for $0.10/strap or roll. A $25/month fee is charged if balance falls below stated minimum above. *A.P.Y. = Annual Percentage Yield

Account Type

Dividend Rate

*A.P.Y.

Dividends Compounded

Dividends Paid

Minimum Amt to Avoid Service Fee

Business Shares

0.350%

0.35%

Quarterly

N/A

Business Checking¹

0.000%

0.00%

N/A

$250

¹Special fees for Business Checking: All electronic transactions are free. First 50 non-electronic transactions also free. Additional non-electronic transactions assessed a fee of $0.25/item. Strapped cash and rolled coin available for $0.10/strap or roll. A $25/month fee is charged if balance falls below stated minimum above.

*A.P.Y. = Annual Percentage Yield

Business Share Certificate Rates