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Home > Business > Business Savings Accounts

Business Savings Accounts

Let Us Help Your Small Business Grow

Worry less about bank fees and more about your business with ACU’s Small Business services. We currently offer Business Savings, Checking, Certificates, and Loans to business members. We’ve listed the basics below, but if you have additional questions, our Businesses Account Specialists are standing by to take your call at 800-245-8112.

Business Membership Requirements:

Apply Today

Business Rates

Business Share Savings Account
Account TypeDividend Rate*A.P.Y.Dividends CompoundedDividends Paid
Regular Share (S2)        
$0 to $24.99 0.500% 0.50% Quarterly Quarterly
$25 TO $9,999.99 0.500% 0.50% Quarterly Quarterly
$10,000 to $99,999.99 1.739% 1.75% Quarterly Quarterly
$100,000 + 1.985% 2.00% Quarterly Quarterly

Business Share Certificate Rates
Effective Date: Saturday, September 23rd, 2023
TermDividend RateStandard *A.P.Y.1Jumbo
Dividend Rate
Jumbo *A.P.Y.1
6 Month 4.890% 5.00% 5.130% 5.25%
9 Month 4.890% 5.00% 5.130% 5.25%
12 Month 4.410% 4.50% 4.650% 4.75%
18 Month 4.410% 4.50% 4.650% 4.75%
24 Month 3.930% 4.00% 4.170% 4.25%
36 Month 3.690% 3.75% 3.930% 4.00%
48 Month 3.690% 3.75% 3.930% 4.00%
60 Month 3.690% 3.75% 3.930% 4.00%

Dividends compounded & paid monthly

1 Minimum Deposit to Open:
$2,500 for Standard CD
$35,000 for Jumbo CD

Certificate of Deposit Notes: A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Yields are compounded monthly. 
Rate Bump Option: Allows a one-time "bump" to the current rate during certificate term.
# indicates term available for Traditional / Roth IRA Certificates. Rate-Bump option not available for IRA CD's.

*A.P.Y. = Annual Percentage Yield