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Home > Personal > Save > Personal Savings Accounts

Personal Savings Accounts

Which one is right for you?

No matter where you are in your journey of savings, ACU has the product you need to reach your financial goals!

Regular Shares

Required for membership - 0.35%/Maximum A.P.Y.*

  • $20.00 minimum balance to earn dividends
  • Dividends paid quarterly.
  • Accessible at 30,000 ATMs nationwide (checking account required).

Start Saving!

Premium Savings

Money Market - 1.20%/Maximum A.P.Y.*

  • $500.00 minimum balance to earn dividends
  • Dividends paid monthly.
  • Accessible at 30,000 ATMs nationwide (checking account required).
  • A great way to save money and earn dividends at a great rate!

Start Saving!

Rates

Share Savings Account
Effective Date: Tuesday, August 9th, 2022
Account TypeDividend Rate*A.P.Y.Dividends CompoundedDividends PaidMinimum Amt to Receive Dividend
Regular Shares 0.350% 0.35% Quarterly Quarterly $25

*A.P.Y. = Annual Percentage Yield

Savings Calculator

Premium Savings
Effective Date: Tuesday, August 9th, 2022
Account TypeDividend Rate*A.P.Y.Dividends CompoundedDividends PaidMinimum Amt to Receive Dividend
Tier 1 ($0 to $499) 0.000% 0.00%      
Tier 2 ($500 to $9,999) 0.650% 0.65%      
Tier 3 ($10,000 to $49,999) 0.800% 0.80% Daily Monthly $500
Tier 4 ($50,000 to $99,999) 0.995% 1.00%      
Tier 5 ($100,000+) 1.190% 1.20%      

*A.P.Y = Annual Percentage Yield..
Rate may change after the opening of any of the above accounts. Fees may reduce earnings on the account.
The dividends are variable rates, compounded daily and paid monthly.

Savings Calculator