The power to save for your future.
Which saving account is right for you and your family?
No matter where you are in your journey of savings, ACU has the product you need to reach your financial goals!
Regular Shares
Required for membership - 0.50%/Maximum A.P.Y.*
- $25.00 minimum balance to earn dividends
- Dividends paid quarterly.
- Accessible at 30,000 ATMs nationwide (checking account required).
Premium Savings
2.25%/Maximum A.P.Y.*
- $500.00 minimum balance to earn dividends.
- Accessible at 30,000 ATMs nationwide (checking account required).
- A great way to save money and earn dividends at a great rate!
Rates
Share Savings Account
Effective Date: Sunday, July 20th, 2025
| Account Type | Dividend Rate | *A.P.Y. | Dividends Compounded | Dividends Paid | Minimum Amt to Receive Dividend |
|---|---|---|---|---|---|
| Regular Shares | 0.500% | 0.50% | Quarterly | Quarterly | $25 |
*A.P.Y. = Annual Percentage Yield | |||||
Premium Savings
Effective Date: Sunday, July 20th, 2025
| Account Type | Dividend Rate | *A.P.Y. | Dividends Compounded | Dividends Paid | Minimum Amt to Receive Dividend |
|---|---|---|---|---|---|
| Tier 1 ($0 to $499) | 0.000% | 0.00% | |||
| Tier 2 ($500 to $9,999) | 1.490% | 1.50% | |||
| Tier 3 ($10,000 to $49,999) | 1.735% | 1.75% | Daily | Monthly | $500 |
| Tier 4 ($50,000 to $99,999) | 1.980% | 2.00% | |||
| Tier 5 ($100,000+) | 2.230% | 2.25% | |||
*A.P.Y = Annual Percentage Yield.. | |||||