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Personal Savings Accounts
Which one is right for you?
No matter where you are in your journey of savings, ACU has the product you need to reach your financial goals!
Regular Shares
Required for membership - 0.25%/Maximum A.P.Y.*
- $20.00 minimum balance to earn dividends
- Dividends paid quarterly.
- Accessible at 30,000 ATMs nationwide (checking account required).
Premium Savings
Money Market - 0.60%/Maximum A.P.Y.*
- $500.00 minimum balance to earn dividends
- Dividends paid monthly.
- Accessible at 30,000 ATMs nationwide (checking account required).
- A great way to save money and earn dividends at a great rate!
Rates
Account Type | Dividend Rate | *A.P.Y. | Dividends Compounded | Dividends Paid | Minimum Amt to Receive Dividend |
---|---|---|---|---|---|
Regular Shares | 0.250% | 0.25% | Quarterly | Quarterly | $25 |
*A.P.Y. = Annual Percentage Yield |
Account Type | Dividend Rate | *A.P.Y. | Dividends Compounded | Dividends Paid | Minimum Amt to Receive Dividend |
---|---|---|---|---|---|
Tier 1 ($0 to $499) | 0.000% | 0.00% | |||
Tier 2 ($500 to $9,999) | 0.400% | 0.40% | |||
Tier 3 ($10,000 to $49,999) | 0.550% | 0.55% | Daily | Monthly | $500 |
Tier 4 ($50,000 to $99,999) | 0.700% | 0.70% | |||
Tier 5 ($100,000+) | 0.800% | 0.80% | |||
*A.P.Y = Annual Percentage Yield.. |