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Home > Personal > Borrow > Personal Loans and Visa Cards > Visa One Credit Card


VISA® One Credit Card

  • 1.90%/*Intro A.P.R.
  • Intro A.P.R. good for first 6 months
  • After intro period, A.P.R. will be between 8.74% and 18.74%+ EMV Chip Technology
  • No Annual Fee
  • No Balance Transfer Fees
  • 25-day grace period on purchases
  • Worldwide acceptance anywhere the Visa® logo is displayed
  • Cash Advance fee is 2.00% of the advance amount
  • No foreign transaction fees

Apply Today


VISA Credit Card
Effective Date: Friday, January 27th, 2023
Card*APR as low asTerms/Conditions
Visa® Platinum 8.74% Variable rate; Minimum $500 line of credit; No annual fee, no balance transfer fee, no foreign transaction fee;
Cash advance fee is 2% of the advance amount.

*A.P.R. = Annual Percentage Rate    Visa Disclosures

Credit Card Calculators

*A.P.R. — Annual Percentage Rate.  Offer applies to new Visa® ONE Rewards Cards. Purchases and balance transfers from other credit cards qualify for the introductory rate. Introductory Annual Percentage Rate (APR) is 1.90% for the first six months following the date the card is opened. Thereafter the then- prevailing APR will be applied to outstanding balances. APR is subject to change semi-annually with the market based on the Prime Rate and a margin based on your creditworthiness. As of May 24 , 2022 the APR was between 8.74% and 18.74%. Minimum credit line $500. Rates and terms are subject to change. Not all will qualify for the lowest rate.