Choice Home Equity Line of Credit
- Eligible borrowers can access up to 90% of their home's value.
- Line of Credit starts at $25,000.
- Maximum Line of Credit amount is FHFA Max Conforming Limit, currently $726,200.
- No Closing Costs on lines of $50,000 or more.
- Variable rate and payment competitively priced.
- Ability to make future advances for 10 years.
- Repayment term based on 15 years.
- Additional advances in $500 increments.
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Rates
Type | Maximum Term | *APR as low as | Minimum Loan Amount | Additional Advances | Additional Information | ||
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Choice Home Equity1,2 | 15 Years | 6.75% | $25,0003 | $500 minimum | No prepayment penalty. Offered in most states. | ||
Easy-Refinance1 | 15 Years | Call for current rates | $25k | Not Available | Cash-out option available 10 &15 Year Term-$1,500 fixed closing costs |
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*A.P.R. = Annual Percentage Rate |
Le’Ann Niece (Ashland, KY)
Mortgage Supervisor/Mortgage Loan Originator (MLO)
NMLS # 1892887
A good home is a place you can always come back to, and a great mortgage is one that helps you get there. Whether you want Conventional, VA, FHA, USDA, or our Easy Refinance; I’ll show you the best fit for your money and situation.
~Le'Ann Niece
* Not available in all states. Please contact us to confirm availability in your area. Not all will qualify for the lowest rate.