- Fixed or Variable Rate
- Borrow up to 100% **
- Terms available up to 30 years.3
- Minimum initial loan amount of $25,000.
- Closing costs are variable, quoted after application.
- If approved, closing time approximately 30 – 45 days.
- Escrow services available.
|Type||Maximum Term||*APR as low as||Minimum Loan Amount||Additional Advances||Additional Information|
|Choice Home Equity1,2||15 Years||7.50%||$25,0003||$500 minimum||No prepayment penalty. Offered in most states.|
|Easy-Refinance1||15 Years||Call for current rates||$25k||Not Available||Cash-out option available
10 &15 Year Term-$1,500 fixed closing costs
*A.P.R. = Annual Percentage Rate. Not all will qualify for lowest rate.
* Not available in all states. Please contact us to confirm availability in your area. Not all will qualify for the lowest rate.
** Only available for individuals who quality for USDA and VA mortgage programs.
1 Certain types of loans may have qualifications on who can apply. Talk to an ACU loan officer for details.
2Estimated monthly payment on a $25,000 loan with a 15 year term at 4.25% APY is $188. Estimated monthly payment on a $25,000 loan with a 10 year term at 4.00% APY is $253.
3Estimated monthly payment on a $25,000 loan with a 30 year term at 4.75% APY is $130