Business Certificate of Deposit
Help your business achieve more with a competitive business share certificate rate.
Business Membership Requirements:
- Business must be located in an eligible community or be owned by an eligible ACU member.
- Business members must open a Business Savings account with at least $5.00 on deposit.
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Our Financial Wellness Consultants are standing by to take your call at 800-245-8112.
Business Share Certificate Rates
Effective Date: Friday, July 11th, 2025
| Term | Dividend Rate | Standard *A.P.Y.1 | Jumbo Dividend Rate | Jumbo *A.P.Y.1 |
|---|---|---|---|---|
| 6 Month | 3.400% | 3.45% | 3.640% | 3.70% |
| 9 Month | 3.400% | 3.45% | 3.640% | 3.70% |
| 12 Month | 3.400% | 3.45% | 3.640% | 3.70% |
| 18 Month | 3.540% | 3.60% | 3.780% | 3.85% |
| 24 Month | 3.540% | 3.60% | 3.780% | 3.85% |
| 36 Month | 3.400% | 3.45% | 3.640% | 3.70% |
| 48 Month | 3.400% | 3.45% | 3.640% | 3.70% |
| 60 Month | 3.400% | 3.45% | 3.640% | 3.70% |
Dividends compounded & paid monthly 1 Minimum Deposit to Open: Certificate of Deposit Notes: A penalty may be charged for early withdrawal. See account disclosures for penalty calculation. Yields are compounded monthly. *A.P.Y. = Annual Percentage Yield | ||||