Unwrap Holiday Savings Early This Year!

A Season Of Trust - Begins With Us

Ashland Credit Union is providing seasonal specials to help you make the most of the holidays. Whatever your Holidays look like, thank you for spending them with us! 

To claim your bonus visit our claims page and enter Holiday25. 

1. Checking/Club Combo: To be eligible, all members must a) Open a new ACU Christmas or Vacation Club account and deposit $30 to the newly opened account during promotional period (10/15/25-12/31/25) and b) Open and activate your first ACU Checking account during the promotional period (10/15/25-12/31/25). To receive $100 direct deposit reward, member must open and activate their first ACU Checking account and establish new payroll direct deposit into the account. (Total amounts received must be at least $500 within 60 days of opening new Checking). Limit one reward per member. May not be combined with any other checking or direct deposit offer. ACU checking requires a minimum balance of $500 to earn a dividend. See our rates page for details. Fees may reduce earnings. Offer invalid if previous checking or direct deposit offers have been redeemed. The account bonus will be applied directly to the checking account within 60 days of meeting the requirements. Accounts overdrawn or closed before reward is credited will be disqualified. An application is required for all Checking, Christmas, and Vacation accounts. Additional $20 for all custom debit cards. Membership required.

2. Christmas and Vacation Club:

APY=Annual Percentage Yield. Annual posting date for Vacation Club-May 1st. Annual posting date for Christmas Club-November 1st. Annual dividend rates on Christmas and Vacation Club accounts are set by the ACU Board of Directors and are published at the end of the quarter preceding the annual posting date. Christmas Club accounts earn 4.00% APY* on only the first $5,000 on deposit. Vacation Club accounts earn 4.00% APY* on only the first $5,000 on deposit. Any funds over said amounts will earn the regular share dividend rate in effect at the same time of the posting date. Minimum balance required to open account and earn the stated APY= $0. A $25 fee is assessed for all withdrawals other than to close the account or to pay out the annual balance on the posting date. Fees may reduce earnings.

Christmas Cash Bonus Program runs from 11/01/25-10/31/26 and is open to memberships with both an ACU Checking account and active Christmas Club account. Each signature-based or 'credit' point of sale transaction greater than $1.00 made with member's ACU debit card while both accounts are open qualifies for the Deposit Bonus. Deposit Bonuses are credited at $0.20 per qualifying transactions for the first 25 transactions made per month and $0.10 per transaction thereafter. Christmas Cash Bonus terms require non-bonus deposits totaling at least $10 each month or an average balance of $1,000 in a Christmas Club account to be considered active. Christmas cash is credited once per quarter in February, May, August, and November. (Christmas Cash Bonus Program 2025 expires October 31, 2025. All qualifying transactions must be posted by October 31, 2025 to qualify for November Christmas Cash payout). An early withdrawal fee of $25 is charged on any withdrawal made from the account prior to the 11/01/25 payout. Early withdrawal fees may reduce earnings. Terms and conditions subject to change without notice. Membership required.

3. Holiday Bonus Bundle: Offer available to applicants who open their first ACU Checking account and establish a recurring primary Direct Deposit of at least $500 within 60 days of opening new Checking account. An application is required and not all applicants will be approved. ACU Checking requires a minimum balance of $500 to earn a dividend. See our rates page for details. Checking account rate may change after the account is opened. Fees may reduce earnings on the account. One-time deposits do not qualify. The account bonus will be applied directly to the Checking account within 60 days of meeting requirements. Offer valid on new or used auto loans only. Any other loan type, including classic auto loans, do not qualify. (Classic refers to automobiles greater than 7 model years old) Vehicles already financed with ACU do not qualify for this offer. Cannot be combined with other offers. Loan must be approved and fully funded, checking account opened before expiration date of offer (12/31/25), and the direct deposit requirement met within 60 days of opening new Checking account. Minimum loan amount is $10,000. Not eligible for checking offer if previous checking or direct deposit offers have been claimed. Not all applicants will be approved. Loan is subject to credit and collateral requirements. Membership required.

4. Holiday Loans:  As Low As APR includes a 0.50% discount for loan payments made via an automatic payment plan. Maximum term 12 months. Maximum amount financed is $2,000. Estimated payment at 6.99% APR for 12 months is $86.52 per $1,000 financed or $173.04 if the maximum amount is financed. Rate based on creditworthiness. Rate subject to change. Not all applicants will receive advertised rate. To qualify for this loan promotion, members must be approved and fully funded before expiration date of offer on 12/31/25.

All offers end 12/31/25

*APR=Annual Percentage Rate | *APY=Annual Percentage Yield

Membership Required. 

To claim any offer above, all requirements must be met and offer code must be entered on claim site listed above.