VISA® Builder Savings
- 0.50% / Intro A.P.Y.*
- VISA Builder is the perfect account to help you establish credit. You can make deposits in this account and after it reaches $500, you will be a issued a VISA ONE Credit Card with a $500 credit limit.
- Credit limit can be increased, as you reach additional savings tiers (multiples of $500 only).
- Funds in the account are frozen once the Visa card is issued.
- VISA Builder is a great account for anyone needing to establish credit or struggling to increase a low credit score.
- View current rate.
- No minimum opening deposit.
*A.P.Y. = Annual Percentage Yield. APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. These rates are variable rates. Rate may change after the opening of any of the above accounts. Minimum balance required to open account and earn the stated APY= $0.
Rates
| Account Type | Dividend Rate | *A.P.Y. | Dividends Compounded | Dividends Paid | Minimum Amt to Receive Dividend |
|---|---|---|---|---|---|
| Visa Builder | 0.500% | 0.50% | Quarterly | Quarterly | $0 |
*A.P.Y. = Annual Percentage Yield. APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. These rates are variable rates. Rate may change after the opening of any of the above accounts. Minimum balance required to open account and earn the stated APY= $0. | |||||
| Card | *APR as low as | Terms/Conditions |
|---|---|---|
| Visa® Platinum | 12.24% | Variable rate; Minimum $500 line of credit; No annual fee, no balance transfer fee, no foreign transaction fee; Cash advance fee is 2% of the advance amount. |
*A.P.R. — Annual Percentage Rate. Offer applies to new Visa® ONE Rewards Cards. Purchases and balance transfers from other credit cards qualify for the introductory rate. Introductory Annual Percentage Rate (APR) is 1.90% for the first six months following the date the card is opened. Thereafter the then- prevailing APR will be applied to outstanding balances. APR is subject to change semi-annually with the market based on the Prime Rate and a margin based on your creditworthiness. A 2% fee applies on all cash advance amounts. Introductory rates and grace periods do not apply to cash advances. As of August 1, 2025 the APR was between 12.24% - 22.24%. Minimum credit line $500. Rates and terms are subject to change. Not all will qualify for the lowest rate. | ||
Not all will qualify for the lowest rate.