Holiday Skip
Take a Break from Your ACU Payments This Holiday!
We all need a little extra cash during the Holiday Season.
You can skip your current loan payments one time between now and November 30th! (See Below for Details)
Due to our system upgrade, we are offering our ACU Skip-A-Pay option a month early this year. ACU Skip-A-Pay will be offered during October and November 2023. We will not offer the option to skip loan payments during the month of December this year.
Log in today to skip your payment. Only one month may be skipped per loan!
We have enhanced the online process for skipping your payment. Paper forms are no longer accepted. From a web browser, log into our online banking and click "Skip-A-Pay" from the menu at the top to get started. On the ACU Mobile App, look for the option at the bottom of your screen on the menu bar.
Disclosures:
Eligibility: Only auto, RV, motorcycle, boat, and personal/signature loan payments may be skipped. Other loan types are not eligible.
Requirements: in order
to qualify, all of your ACU loans and accounts must be in good standing, and you cannot have caused the credit union a loss. The first contractual payment on your loan(s) must have been made prior to the skipped month.
Fees: $25.00 per loan. The online application will allow you to pay your fee from one of your ACU accounts or with a non-ACU credit or debit card.
Other Terms & Conditions:
Participating in this program may extend the length of your loan and reduce the amount of GAP coverage. Interest, Credit Disability, Loan Life Insurance, and Debt Protection premiums (if applicable) will continue to accumulate on your loan(s) during the month you skip your payment. Applications open October 1-25, 2023 and October 30-November 21, 2023.
Other Questions
What if I've already made part of my payment this month?
A: Any partially made payments will be carried over to the next month's payment.
What if my payment is made automatically?
A: If your loan is paid out of your direct deposit or through payroll deduction, we will post your normal loan amount to your checking or regular share account instead. If your payment
is automatically withdrawn from an external bank account, we will attempt to prevent the payment from pulling until your next due date. Automatic transfers will be canceled for the skipped month and resumed prior to your next payment.