Welcome Employees
Start Your Financial Journey with Ashland Credit Union
Your employer cares about your financial well-being and supports your financial success. Through a partnership between Ashland Credit Union and your employer, you and your immediate family are eligible to join Ashland Credit Union. As a member, you will enjoy the benefits of belonging to one of the strongest credit unions in the nation.
Ashland Credit Union offers products and services that empower our members to reach higher, achieve more, and take control of their financial future. As a member, you will have access to:
Apply for Membership
In order to successfully complete your application, you will need to be able to provide:
- Contact and identifying information (such as DOB, SSN) for yourself and any other account owners.
- Your drivers license or other government-issued ID.
- The names of any beneficiaries on your account.
Once completed, we will contact you with information on how to start using your new account within one business day.
Need A Loan? Let Us Help.
Need a home loan? Let us help you decide what works best for you.
Take a look at our home loan options and apply today!
Mortgage Loans
Easy Refinance Loan
Home Equity Line of Credit
Contact Megan Holland at (606)329-5462 or at megan.holland@ashlandcu.org, and she will be happy to assist you.
| Term** | Rate as low as | APR* | Est. Monthly Pmt. on $20k | Minimum Value | Other Details |
|---|---|---|---|---|---|
| New & Used Automobiles | |||||
| 0-36 Months | 4.74% | 5.07% | $600.07 | Vehicles older than 7 years prior to current year receive the "Classic" rate. | |
| 37-48 Months | 4.74% | 4.99% | $460.53 | ||
| 49-60 Months | 4.74% | 4.95% | $379.92 | ||
| 61-72 Months | 4.74% | 4.91% | $321.29 | $15,000 | |
| 73-84 Months | 5.74% | 5.89% | $291.13 | $40,000 | |
*A.P.R. = Annual Percentage Rate based off a $20,000.00 loan with fees of $100. Not all applicants will qualify for the lowest rates. Rates subject to change. As Low As rate includes a 0.25% reduction when the loan amount financed is 80% or less of the NADA retail, MSRP, or applicable value. Transportation loans are eligible for the 0.50% electronic payment such as direct deposit, payroll deduction, or automatic withdrawal, which is also reflected in the advertised rate. If electronic payments are discontinued, the loan rate will increase 0.50%. Discount is not available on all loan types. Est. Pmt. Per $20k indicates the estimated monthly payment per $20,000 financed (including orgination fees) at the lowest stated rate over the maximum term listed for that row. Payment examples are calculated using the highest term in each rate category. Example: 0-36 months term category uses 36 months to estimate the monthly payment per $20,000. **Some terms require a minimum financing amount. Contact team member for Classic auto rates. Used vehicles and motorcycles are those of a model year between 2 to 7 years previous of current year. The maximum loan amount for used collateral is 120% of the NADA retail value plus any rebate-eligible additions such as extended warranty, GAP insurance, and any miscellaneous documentation fees. Terms and Conditions: New vehicles and motorcycles are those of current or previous year make and model. The maximum loan amount for new vehicles or motorcycles is 120% of the collateral value, which is defined as MSRP (or purchase price on motorcycles with no MSRP), less dealer discounts plus any rebate-eligible additions such as warranties and GAPP. | |||||
Apply Now | |||||
Have Questions About Improving Your Finances? Just fill out the contact form below—Megan, our Engagement Specialist, will be in touch to assist with everything you need.
Email is not a secure form of communication. Please do not include any personal information in your email to ACU.
Have Questions?
Through your employer's partnership with us, you have access to our dedicated Engagement Specialist, Megan Holland. You can contact her at (606) 329-5462 or at megan.holland@ashlandcu.org.
ACU Eligibility
In order to join Ashland Credit Union, you must meet our eligibility requirements. The only requirements are that you:
- Live, work, worship, or attend school in one of our communities,
- Are currently or previously employed by one of our sponsor companies,
- Are an immediate family member of an eligible individual.
Once you have verified you meet eligibility requirements, please continue with the application process.
PATRIOT Act
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask your name, physical address, date of birth, taxpayer identification number, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents. We will let you know what additional information is required.