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Own Your Journey

At Ashland Credit Union, we embolden our members to achieve their financial goals. Along life’s journey, you can count on us for guidance as you strive for financial wellness.

Your life is your journey…Own It!

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Holiday Promo
Holiday Promo

Own Your Journey

this Holiday Season

To make your season merry and bright, ACU is providing seasonal specials to help you make the most of the holidays this year. 


Holiday Bonus Bundle 1 - Earn a $200 Bonus by bundling an Auto Loan and a New ACU Checking Account
Checking and Club Savings Combo  2 - Earn a $100 Bonus by Combining a Christmas or Vacation Club with an ACU Checking Account
Holiday Loan 3 - As low as 7.24% APR*. Borrow up to $2,000, 12-month term.
Visa One Credit Card 4 - Free $50 Gas Card when you activate a new Visa One Credit Card and make purchases totaling $500 within the first 30 days.



*APR- Annual Percentage Rate

1 Holiday Bonus Bundle- Offer available to applicants who open their first ACU checking account and establish a recurring primary direct deposit from their employer of at least $500 within 60 days of opening new checking account. An application is required and not all applicants will be approved. ACU checking requires a minimum balance of $500 to earn a dividend and has an Annual Percentage Yield (A.P.Y.) of 0.10% on balances between $500-$9,999.99. Additional rate tiers available. See our website for details. Checking account rate may change after the account is opened. Fees may reduce earnings on the account.  One-time deposits do not qualify. The account bonus will be applied directly to the checking account within 60 days of meeting requirements. To receive $200 bonus, member must be approved for a new or used auto loan in the amount of $10,000 or more within 30 days of meeting checking account and loan requirements. Vehicles already financed with ACU do not qualify for this offer. Cannot be combined with other offers. Not eligible for checking offer if previous checking offers have been claimed. Membership required. Not all applicants will be approved. Loan is subject to credit and collateral requirements. Federally insured by NCUA. Offer expires December 31, 2022. 

2 Checking/Club Account Bundle

Christmas and Vacation Club/Checking Promotion:
To be eligible, all members must: a) Open a new ACU Christmas or Vacation Club account and deposit $30 to the newly opened account during promotional period (11/1/22-12/31/22) and b) open and activate a new ACU checking account; must also be in good standing. To receive $100 direct deposit reward, member must open and activate a new ACU checking account and be in good standing by establishing new payroll direct deposit into the account. (Total amounts received must be at least $500 within 60 days of opening new checking and/or club account). Limit one reward per member. May not be combined with any other checking or direct deposit offer. Offer invalid if previous direct deposit offers have been redeemed. Reward will be deposited within 60 days of meeting requirements. Accounts overdrawn or closed before reward is credited will be disqualified. An application is required for all checking, Christmas, and Vacation accounts. Additional $20 charge for all custom debit cards. All offers end12/31/22. Membership required.

Christmas and Vacation Club disclosures:

APY*- Annual Percentage Yield

Annual posting date for Vacation Club- May 1st. Annual posting date for Christmas Club- November 1st. Annual dividend rates on Christmas and Vacation Club accounts are set by the ACU Board of Directors and are published by the end of quarter preceding the annual posting date. Stated rate on Christmas account applies to only the first $5,000 on deposit. Stated rate on Vacation Club account applies to only the first $5,000 on deposit. Any funds over said amounts will earn the regular share dividend rate in effect at the time of the posting date. A $25 fee is assessed for all withdrawals other than to close the account or to pay out the annual balance on the posting date.

Christmas Cash Bonus Program runs from 11/01/22-10/31/23 and is open to memberships with both an ACU Checking account and an active Christmas Club account. Each signature-based or “credit” point of sale transaction greater than $1.00 made with member’s ACU debit card while both accounts are open qualifies for the Deposit Bonus. Deposit Bonuses are credited at $0.20 per qualifying transaction for the first 25 transactions made per month, and $0.10 per transaction thereafter. Christmas Club accounts are considered active for this program if containing a balance over $1,000 or have received non-bonus deposits totaling $30 each quarter. Christmas Cash is credited once per quarter in February, May, August, and November. (Christmas Cash 2023 expires October 31, 2023.) An early withdrawal fee of $25 is charged on any withdrawal made from the account prior to the 11/01 payout. Early withdrawal fees may reduce earnings. Terms and conditions subject to change without notice. Membership required.

3 Holiday Loans- As low as APR includes a 0.50% discount for loan payments made via an automatic payment plan. Maximum term 12 months. Maximum amount financed is $2,000.00. Estimated payment at 7.24% APR for 12 months is $86.64 per $1,000.00 financed. Rate based on creditworthiness. Rate subject to change. Not all applicants will receive advertised rate. Offer ends 12/31/22.

4 Visa® ONE Credit Cards- Bonus Points offer applies to new Visa ONE Rewards Cards. To qualify for $50 Gas Card, card must be activated and purchases totaling $500 within the first 30 days. Gas Card will be issued no later than February 1, 2023. Introductory Annual Percentage Rate (APR) is 1.90% for the first six months following the date the card is opened. Thereafter the then-prevailing APR will be applied to outstanding balances. APR is subject to change semi-annually with the market based on the Prime Rate and a margin based on creditworthiness. Rates and terms subject to change. As of 10/01/2022 the APR was between 8.74% and 18.74%. Balance transfer applies to incoming balance transfers from any credit card not already affiliated with ACU. Balance cannot be more than the existing credit limit. Minimum credit limit $500. ACU has no annual fee, no balance transfer fee, and no foreign transaction fees. There is no grace period for cash advances. Cash advance fee is 2% of the cash advance. Not all applicants will qualify. Offer ends 12/31/22.

All offers end 12/31/22.

Would you like assistance with your finances? Contact an ACU representative toll free at 1-800-245-8112, or complete the form below and someone will contact you. (please do not provide personal information such as account numbers, social security numbers, or other sensitive information in your message)

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