VISA® One Credit Card
The one card for all your needs.
VISA® OneCredit Card
- Intro A.P.R. good for first 6 months
- After intro period, A.P.R. will be between 7.99% and 17.99%+ EMV Chip Technology
- No Annual Fee
- No Balance Transfer Fees
- 25-day grace period on purchases
- Worldwide acceptance anywhere the Visa® logo is displayed
- Cash Advance fee is 2.00% of the advance amount
- No foreign transaction fees
*A.P.R. — Annual Percentage Rate. Offer applies to new Visa® ONE Rewards Cards. Purchases and balance transfers from other credit cards qualify for the introductory rate. Introductory Annual Percentage Rate (APR) is 1.90% for the first six months following the date the card is opened. Thereafter the then- prevailing APR will be applied to outstanding balances. APR is subject to change semi-annually with the market based on the Prime Rate and a margin based on your creditworthiness. As of October 1, 2021 the APR was between 7.99% and 17.99%. Minimum credit line $500. Rates and terms are subject to change.
- VISA Builder is the perfect account to help you establish credit. You can make deposits in this account and after it reaches $500, you will be a issued a VISA ONE Credit Card with a $500 credit limit.
- Credit limit can be increased, as you reach additional savings tiers (multiples of $500 only).
- Funds in the account are frozen once the Visa card is issued.
- VISA Builder is a great account for anyone needing to establish credit or struggling to increase a low credit score.
- View current rate.
- No minimum opening deposit.