Not A Member? Not A Problem! 

At ACU we value our members, offer competitive rates, and provide excellent service. 

 Have questions? Contact Candace Stanley at (606)329-5454 or email

Tis’ the Season for Giving!

Sign up for your School Spirit Debit Card Today, and earn free cash for your school!

Enter to Win One of Three $100 Visa Gift Cards!

Deadline to enter is December 31, 2020. Only employees of Ashland Credit Union Select Employer Groups are eligible to win. You will be asked to verify your employment if you are selected as the winner.

Entries are solely for gift card contest. We will not add you to any marketing lists or contact you for any reason unless you are the winner!

Everything else you need to know. 

All deals are available during business hours November 1, 2020- December 31, 2020 unless otherwise noted. 

*APR- Annual Percentage Rate

1Easy Refinance Your Mortgage – Offer applies to Easy Refinance Mortgage applications received between 11/1/2020 and 12/31/2020.New purchases do not qualify. An application is required on all Easy Refinance mortgages and is subject to approval. Interest begins to accrue when the loan is funded. New purchases and mortgages financed with Ashland CU do not qualify. Visit for applicable terms and conditions. Offer expires 11/30/2020.

2Christmas Club Offer – Christmas Cash Bonus Program runs from 11/1/2020 thru 10/31/2021 and is open to memberships with both an ACU checking account and an active Christmas Club account. Each signature-based or “credit” point of sale transaction greater than $1.00 made with your ACU debit card while both accounts are open qualifies for the deposit bonus. Deposit bonuses are credited at $0.20 per qualifying transaction for the first 25 transactions made per month, $0.10 per transaction thereafter. Christmas Club accounts are considered active for this program if they have a balance over $1,000 or have received non-bonus deposits totaling at least $30.00 each quarter. Christmas Cash is credited once per quarter in Feb, May, Aug, & Nov. An early withdrawal fee of $25.00 is charged on any withdrawal made from the account prior to the November 1 payout. Terms and conditions subject to change without notice.

3Holiday Loans –  As low as APR* includes a 0.50% discount for loan payments made via an automatic payment plan. Maximum term 12-months. Maximum amount financed is $2,000. Estimated payment at 5.99% APR for 12 months is $86.06 per $1,000 financed. Rate based on creditworthiness. Not all applicants will receive the advertised rate. Each 12-month personal loan recipient whose funds are disbursed between the dates of 11/1/2020 and 12/31/2020 will receive an automatic entry into the contest. Must be 18 years of age or older to enter. Odds of winning depend on number of entries received. Winner will be randomly selected to win payment of the balance (as of 12/31/20) of their eligible 12-month personal loan. Winners will be announced on via Ashland Credit Union social media and webpage on January 5, 2021. Prize will be awarded directly to the winners eligible 12-month personal loan. Employees, officers, directors of Ashland Credit Union, its related companies and agents, and household members of each are not eligible. By participating, winner consents to the release of his/her name as the winner of the award, unless such use is prohibited by applicable law. Some restrictions apply. Membership eligibility subject to verification. No purchase necessary. If selected and the winner has no eligible 12-month personal loan balance, the winner will be awarded a $200 Visa Gift Card.  For complete details on how to enter without applying for a 12-month personal loan holiday, call (606)329-5454.

4 Visa® ONE Credit Cards –  Bonus Points offer applies to new Visa ONE Rewards cards. To qualify for CURewards bonus offer, you must activate your card and make purchases totaling at least $500 within the first 30 days. Bonus CURewards points will be posted no later than January 6, 2021. Rates and terms subject to change. As of 11/01/2020, the APR* was between 7.99% and 17.99%. Balance transfer applies to incoming balance transfers from any credit card not already affiliated with ACU. Balance cannot be more than the existing credit limit. Minimum credit limit $500. ACU has no annual fee, no balance transfer fee, and no foreign transaction fees. Cash advance fee is 2% of the cash advance. Not everyone who applies will qualify.