At ACU, we're thinking ahead to Spring cleaning, including tidying up and finding financial solutions. Now is the time to begin preparing for future projects and tackling financial setbacks that may have you feeling bogged down. Whether you find yourself in a bind to pay taxes or maybe you are planning a home renovation, an ACU Choice Home Equity can be the perfect fix for some of your toughest financial issues.

  • Have something that needs tended to immediately like a vehicle repair, tuition for school, a looming tax bill, or a leaky roof?
  • Do you have multiple credit card bills that are adding up quickly and eating up too much of your monthly income?
  • Are you considering a home improvement project like replacing your windows, installing a luxurious hot tub, or finishing off that musty basement?
If you answered any of these questions with "Yes", a Choice Home Equity from ACU may be just the perfect fix you need.

Want to Learn More?
A Choice Home Equity Loan is an easy way to make your home work for you. ACU allows you to borrow or open a line up to 90% of the value of your home. Let's say your house is appraised at $100,000 and your first mortgage has a balance of $50,000. In this case, you can apply for a loan or line of credit up to $40,000. ACU's Choice Home Equity program allows you choose either a 10-year fixed-rate loan* or a 15-year variable-rate line of credit*. With either choice, there is a great low rate, no prepayment penalty, and no closing costs.

Finally, the interest you pay may be tax-deductible (consult your tax advisor to determine your eligibility). When you add all of these bonuses together with a low monthly payment, it's easy to see why a Choice Home Equity is the "perfect fix" for just about any financial problem. Contact a member representative today to inquire about how you can benefit from a Choice Home Equity today.

Rate offered will be based on combination of factors including credit score and loan-to-value ratio. Variable rate is subject to change annually. $10,000 financed over 15 years with a rate of 3.25% APR yields a monthly payment of $70.27.

Still have questions? Contact a representative today