Mortgage Loans
ACU Mortgage Options

ACU Mortgages offer you what is best about finding a home loan from reasonable closing costs to competitive rates. We pride ourselves on giving our members the education and support to find the right mortgage loan for your individual financial needs. Currently, we offer:

Fixed Rate Loans(30, 20-, 15- and 10-year) and Adjustable Rate Loans

To learn about how we can better serve you and your mortgage needs, click here to review more specifics about the types of mortgage loans we offer, then follow the below steps to get started.

Free Consultation

If you're thinking of purchasing a home, whether it's your first or the place you want to retire, contact us today and let us help you through the home- buying process. You can also click here for valuable home-buying tips to keep in mind.

Get Started

An important step in purchasing your new home is a pre-approval by ACU's experienced mortgage team. It is the best way to determine how much you can afford to spend on a home and things you may want to consider before buying. Click here to start our pre-approval process online or contact us today.

Contact Us

Ask a Mortgage Specialist a question.
By emailing the help desk at, your specific mortgage question will be directed to one of our Mortgage Specialists. Confidential information such as account numbers, date of birth, and Social Security Number should not be included in any communication with the credit union. Please allow 1-2 business days for a reply.

Send in paperwork
Please mail in any documents related to your loan paperwork to:

Ashland Credit Union
1300 Central Avenue
Ashland, KY 41101
Contact ACU
By contacting ACU, we can direct you to the desk of a mortgage specialist who is waiting to answer your call.

Phone - 800.245.8112
Fax - 606.329.5414 or 606.329.5413
HMDA Disclosures
The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975, requiring lending institutions to report public loan data. Contact Ashland Credit Union (see above) for additional information.


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Mortgage Online

Tips on Buying Your Home