Share Draft Checking Accounts

At Ashland Credit Union, we make sure your experience is convenient, flexible, and secure. We offer a checking account service that out-performs other financial institutions. It gives you choices for easy and safe money management plus allows you to earn dividends on your account balance.

  • Dividends paid monthly based upon the daily balance.
  • No monthly maintenance costs.
  • No minimum deposit required to open the account.
  • Unlimited check writing privileges.
  • FREE ATM/Debit Card. Use it at more than 19 million VisaŽ merchants worldwide. The purchase amount is automatically deducted from your checking account. It also doubles as your ATM card.
  • Surcharge-Free ATM access at approximately 27,000 ATMs displaying the “Alliance One” or MoneyPass logos.
  • Direct Deposit. Electronically deposit your paycheck, Social Security, or pension payment into your account.
  • Overdraft Protection services help ensure that you never bounce a check. It uses Regular Share deposits to cover for insufficient funds, thus reducing the fee assessed and preventing a check from being returned due to a miscalculation.
   Open Your Account Today   

As a checking account owner, you need access to your account at any time, so we offer the following FREE services to access your money anytime and from almost anywhere.
  • Mobile Banking - We now offer mobile apps for Apple® and Android devices.:
    • Look up your balance and review transactions.
    • Locate a nearby surcharge-free ATM using your device's GPS.
    • Make a deposit using your device's camera feature to take a picture of a check.
    • Transfer funds among your ACU accounts.
    • Pay bills to existing Bill Pay payees.
  • Internet Teller online banking offers a full range of convenient online services perfect for checking account owners such as:
    • Check Withdrawals
    • Transfers between your ACU accounts
    • Transfers from your accounts at other financial institutions
    • Check image viewing
    • Electronic Statements
    • Transaction Downloads
    • Balance Alerts
  • Electronic Bill Pay service is secure and flexible. It reduces the number of checks you have to write and pays your bills like clockwork.
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