Share Certificates

While a Regular Share Account works great for everyday savings, you may be looking for a little higher return on your money. An ACU Share Certificate allows you to grow your savings over time at a higher return. With our Share certificates you will have the benefit of knowing the return on your investment up-front.

STANDARD SHARE CERTIFICATES
ACU Share Certificates guarantee a fixed rate of return. Rates can vary so check them frequently.
  • Choose from terms ranging from 6 months to five (5) years.*
  • Minimum deposit required is $500.
  • Dividends are paid monthly and can be compounded into your Share Certificate, deposited into your ACU Checking or Regular Share Account, or mailed directly to you.
JUMBO SHARE CERTIFICATES

An ACU Jumbo Share Certificate allows you to grow your savings over time at an even higher return than the Standard Share Certificate. ACU Jumbo Share Certificates guarantee a fixed rate of return. Rates can vary so check them frequently.

  • Choose from terms ranging from 6 months to five (5) years.*
  • Minimum deposit required is $35,000.
  • Dividends are paid monthly and can be compounded into your Share Certificate, deposited into your ACU Checking or Regular Share Account, or mailed directly to you.
RATE-BUMP SHARE CERTIFICATES

ACU's Rate-Bump Share Certificate allows you a one time "bump" to the current rate during the certificate term.

  • Minimum deposit of $5,000 is required.
  • Available only on 36, 48, 60 month terms.*
CERTIFICATE BUILDER CLUB

Are you looking for a higher return on your savings, but you don't have $500 to open a Share Certificate? Certificate Builder is the perfect solution. This service allows you to make monthly deposits and when the balance reaches $500, the amount will automatically be transferred to a share certificate.

  • No minimum deposit required.
  • Choose from 6 month to 5 year terms.*
  • Monthly deposits are required.
  • Funds are automatically transferred to a share certificate once the balance grows to $500.
*Penalties are assessed for early withdrawal.
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