Contest Rules
November 23, 2016 - Black Wednesday Gift Card Giveaway

1. Sweepstakes Administration
This sweepstakes is being administered and operated by Ashland Credit Union.

2. How to enter
No purchase is necessary to enter nor will a purchase increase your chances of winning. Eligible parties may enter drawing by completing an entry card available on the day of the contest. An automatic entry will be entered for each eligible party who opens up an account, applies for a loan, visits an ACU branch, contacts our call center, or otherwise requests entry to the contest during the sweepstakes period. If you do not wish to receive one automatic entry when you meet the requirements you must e-mail, or mail us at 2016 Black Wednesday Raffle/Do Not Enter, PO Box 391, Ashland, KY 41105, and instruct us not to enter you. If you desire to enter the sweepstakes other than by completing the above requirements, you may print your name, address, telephone number on a note card or sheet of paper. Send the entry to 2016 Black Wednesday Raffle, Marketing Dept, PO Box 391, Ashland, KY 41105. Limit of one entry per participant. Each entry must be mailed separately and cannot be mechanically reproduced. Entry must be received no later than the conclusion of the sweepstakes period and no earlier than 11/18/2016. Entries will not be acknowledged or returned. Neither Ashland CU nor any affiliates, partners, employees, officers or directors shall be responsible for lost, misdirected, incomplete, or illegible entries.

3. Sweepstakes Period
The sweepstakes period runs from 6:00 AM ET on November 23, 2016 until 12:00 PM ET on November 23, 2015.

4. Eligibility
The contest will be open only to natural born persons or permanent and lawful residents of the United States of America, and eighteen years of age or older and must not be considered a minor in your state of residence at the time of entry. The following persons are not eligible to enter the contest: (a) Employees of Ashland CU, and (b) any immediate family members of any such employee, whether living in the same household or not, and (c) anyone living in the same household, whether related or not. The term "immediate family" includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as "in-laws," or by current or past marriage(s), remarriage(s), adoption, co-habitation or other family extension.

5. Prizes
Grand Prize: The one (1) randomly selected winner per sweepstakes period will be awarded a $500 Visa Gift card. The one (1) grand prize winner will be randomly selected from all eligible entries received during the applicable sweepstakes period. The odds of being the grand prize winner depend on the total number of eligible entries received. Prize drawing will occur within 3 business days of the conclusion of the sweepstakes period. All decisions are final and binding. Neither Ashland CU nor any affiliates, partners, employees, officers or directors shall be responsible for late, lost, misdirected, or unsuccessful efforts to notify winner. If a non-eligible winner is chosen, Ashland CU will select another winner.

6. General Conditions
Ashland CU will select the prize winner. Federal, state and local tax liability and any other expenses are the sole responsibility of the prize winner. Void where restricted and prohibited. Prize is non-transferable, non-assignable and non-exchangeable.

7. Consent to Publicity and Release
By accepting a prize, the winner consents to the use of their name and likeness for publicity purposes without further compensation, unless prohibited by law. All entrants agree to release and hold harmless Ashland CU and their immediate family, partners, employees, subsidiaries, agents, representatives, and affiliates from any and all claims of any kind arising directly or indirectly from the sweepstakes, from any sweepstakes prize, or from any publicity about the sweepstakes.

8. Miscellaneous
By entering the sweepstakes, you agree to comply with all of the terms and conditions mentioned herein. Noncompliance with any entry procedure will result in disqualification. Furthermore, if there is any suspected evidence of tampering or corruption or if the sweepstakes is compromised by virus, bugs, or any unauthorized human intervention or any other causes beyond the control of Ashland CU and their partners, subsidiaries, or affiliates which corrupts or impairs the administration, security, or fairness of the sweepstakes, Ashland CU reserves the right to disqualify any entrant deemed responsible for such corruption, suspend and/or terminate the sweepstakes and select winners from the entries received up to the time of such termination or suspension. If the sweepstakes is terminated prior to the sweepstakes period, notice will be posted here or via other media used to promote the sweepstakes. For a listing of contest winners, or a set of these sweepstakes rules, please send a self-addressed stamped envelope to Winners List and Rules, 2016 Black Wednesday Sweepstakes, Marketing, PO Box 391, Ashland, KY 41105.

Contest and rules provided by the Sponsor:

Ashland Credit Union
PO Box 391
Ashland, KY 41105