ACU’s Checking Account saves you money with no monthly or service fees.


ACU’s checking account program gives you choices for easy and safe money management plus allows you to earn dividends on your account balance.

Don’t forget to setup your ACU direct deposit today.

To order checks or to choose your debit card design, click below.

2020 Christmas Cash Program

When you pair your active 2020 Christmas Club account and an ACU Checking account, you get an extra bonus! Each time you swipe your ACU debit card and run the transaction as “credit” (usually any time you make a purchase using your signature rather than your PIN), we will add $0.20* to your Christmas Club account (see below for limits).

    25 Qualifying Swipes



    $0.20 per swipe

    (first 25/month)


    12 Months

    (11/1/18 – 10/31/19)



    Don’t Miss Out on Christmas Cash!!
    In order to qualify for Christmas Cash, you must deposit at least $30 each quarter into your Christmas Club account or have a total balance over $1,000 to stay active!

    Terms & Conditions:
    *Christmas Cash Bonus Program runs from 11/1/2019 thru 10/31/2020 and is open to memberships with both an ACU checking account and an active Christmas Club account. Each signature-based or “credit” point of sale transaction made with your ACU debit card while both accounts are open qualifies for the deposit bonus. Deposit bonuses are credited at $0.20 per qualifying transaction for the first 25 transactions made per month, $0.10 per transaction thereafter. Christmas Club accounts are considered active for this program if they have a balance over $1,000 or have received non-bonus deposits totaling at least $30.00 each quarter. Christmas Cash is credited once per quarter in Feb, May, Aug, & Nov. An early withdrawal fee of $25.00 is charged on any withdrawal made from the account prior to the November 1 payout. Terms and conditions subject to change without notice.

    Support Your School

    For more than 70 years, Ashland Credit Union has been serving quality financial products and services to thousands of members nationwide. Now also helping to support your schools. 

    Featured Financial Resource

    Let ACU help you learn how to better manage your checking account.

    Check out Greenpath’s helpful checking education tools.

    1300 Central Ave
    Ashland, KY 41101