About ACU

About ACU

Our Vision

To be the financial institution of choice by our members and potential members.

Our Mission

Building lifelong financial relationships in order to maximize the financial well-being of our members, one member at a time.

Who We Are

     Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.
Ashland CU currently has four locations – a main headquarters in Ashland, Kentucky, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH, and a branch inside the lobby of Valvoline Inc.’s new (2017) headquarters in Lexington, KY.
At any of our four locations, members can expect high value financial services, including savings accounts, checking accounts, loans, certificates, and more!


Membership is extended to individuals who live, work, worship, or attend school in an eligible county or are employed by one of our sponsor companies. Immediate family of eligible individuals may also become members.  Eligible communities include:


  • FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence)


  • Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford)


  • Minnesota (Minnesota counties of Washington, Dakota, Ramsey, or Hennepin)