Savings
Regular Share Accounts
Money Market Accounts
Christmas Club
Vacation Club
Saving money each month is an important aspect of establishing a healthy financial profile. With life’s
unexpected events, it is sometimes hard to plan for the future. Ashland
Credit Union is
concerned with your complete financial well-being. We offer a variety of saving products to meet both your short and
long-term needs.
Regular Share Accounts
Every member at Ashland CU opens a Regular Share Account, which is a Credit Union’s version of a savings account, to establish
and maintain their membership. It pays dividends so that your savings will build over time. A Regular Share Account is a good
way to start saving. It is safe, secure, and offers competitive dividend rates that are calculated on your average daily
balance and credited to your account quarterly. Your savings are insured up to $100,000 by the NCUA (National Credit Union
Administration), an agency of the U.S. government.
- A $5.00 deposit with your membership application begins your membership.
- Internet Teller online banking - Free access to your account any day at your
convenience. View balances and transfer funds.
- Telephone banking - Call a member service representative during our regular
business hours or call ART, our toll free Audio Response Teller, anytime.
- Make deposits to your savings account through:
- Payroll deduction
- ACH Originations
- Inter-company mail - CU, Ashland
- U.S. Mail
- Ashland CU office located at
1300 Central Avenue, Ashland, KY
Click here for current rates.
Top
Money Market Accounts
Money Market Accounts are a great way to earn a high dividend while not being required to make a
long term commitment.
- $500 minimum opening deposit.
- $500 minimum balance required to earn dividends.
- Dividends compounded daily and are paid monthly.
- Check writing capabilities available.
- Limited to six preauthorized, automatic, or telephone transfers from money market account to another account, or
to a third party, in any month. No more than three of the six transfers may be made by check, draft, or debit card
to a 3rd party.
Click here for current rates.
Top
Christmas Club
If you always seem short of shopping money at Christmas time, an Ashland
CU Christmas Club Account may be the perfect way for you
to save for your holiday expenses. This special savings account remains separate from your Regular Share Account. The
Christmas Club Account is disbursed in early November allowing you plenty of time to shop for gifts or plan a Christmas
vacation. After the money is disbursed, the Christmas Club Account automatically continues for the following year.
- Save year round for holiday expenses.
- Funds are distributed around the first week of
November each year by check or transferred to
any Ashland CU account
designated by the member.
- Payroll deduction is available for an effortless, systematic way to save.
- Dividends are paid annually on November 1.
Top
Vacation Club
Wouldn't it be nice to have some extra cash for your
vacation? The Ashland CU Vacation Club Account is a
great way to save extra cash for your next vacation. This
special savings account remains separate from your
Regular Share Account. The Vacation Club Account is
disbursed in early May. After the money is disbursed,
the Vacation Club Account automatically continues for
the following year.
- Save year round for your vacation.
- Funds are distributed around the first week of May each year by check or transferred
to
any Ashland CU account
designated by the member.
- Payroll deduction is available for an effortless, systematic way to save.
- Dividends are paid annually on May 1.
Top |
