Personal Loans
Signature Loans
Four Seasons
Share & Share Certificate Loans
Share Equity
 Planning a quick vacation, preparing for a major purchase,
consolidating higher interest debts, purchasing a computer
or
needing cash for an unanticipated expense? It is easier
than you may think. Ashland Credit Union (ACU) has a variety
of loans with some of the lowest loan rates available.
At ACU, you can choose a loan that is convenient for
you. Borrow against your savings, use your share
certificate as collateral or get a signature loan for just about
anything. Apply for a loan today and ACU will
help make your dreams come true.
Signature Loans
 Is it time to replace your old computer? Do you need a new
television? Or do you simply need some extra
cash? Then a
signature loan may be just the relief you need.
The maximum amount you can apply for on a Signature Loan
is the lesser of $10,000 or 20% of your base annual salary.
The
maximum terms for a Signature Loan is 4 years.
Click here for current rates.
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Four Seasons
A loan for all seasons and any reason!
Whether you need extra funds for holiday
shopping, longing for that well deserved vacation, or
for any other reason, the
"Four Seasons" loan is the perfect solution.
Maximum loan balance is $2,000 with a maximum repayment term
of 12 months. All loans
are subject to approval.
Rates may
vary
based upon individual credit scores.
Share & Share Certificate Secured Loans
A Share Secured Loan enables you to pledge your shares as collateral to secure a loan.
Shares equal to the loan balance
would be frozen and unavailable for withdrawal. However,
all frozen shares would continue to earn a quarterly dividend. The
board of directors
establishes the rate based upon current conditions.
A Share Certificate Secured Loan enables you to pledge your certificate balance(s) as
collateral to secure a loan. The
rate of the Share Certificate Loan is 2% above the certificate
rate pledged as collateral. The rate and payment on
this loan will vary each time the
certificate renews.
Click here for current rates.
|
Loan Type |
Maximum Term |
|
Share Loan |
5 years |
|
One Pay Share Loan |
180 days |
|
Variable Share Certificate Loan |
5 years |
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Share Equity
The maximum loan amount is 150% above the amount of shares pledged. The loan may be
refinanced, providing there is a
minimum advance of $200. The maximum term is 5 years.
Click here for current rates.
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